What to consider before renovating. The decision to renovate is a common sticking point for homeowners, who can spend hours weighing up the cost benefits. Whether your motivation is to add value to your property or to add a touch of your personality to the home,...
What comes first: the property or the loan? It’s easy to get carried away with the fun part of buying a property – looking at houses – but delaying the less compelling task of arranging finance will weaken your negotiating position on both the property and the loan....
Explainer: how redraw and offset accounts can save you money Offset accounts and redraw facilities work in similar ways; they both allow you to reduce the balance of your home loan, and therefore the interest charged, by applying extra money to your debt. Redraw...
BECAUSE THEY CAN SAVE YOU TIME AND MONEY. As the home loan market becomes increasingly complex, more people are turning to finance broker . Here are some of the reasons. Finance broker can save time The choices now available in the mortgage market can seem...
Is a family guarantee right for you? Entering the property market is no easy feat for a first home buyer, but even parents who aren’t prepared to hand over cash for a deposit may help by being a guarantor on a loan. Before taking the plunge however, it’s crucial to be...
