What is a Commercial or Business Loan?

A commercial loan or business loan is a flexible, typically long-term loan that can be used to purchase a variety of business-related items. That might be a business property, hiring a team of staff, or investing in the right equipment. These loans support businesses that are just starting, as well as established businesses, that might be scaling up. Business loans typically don’t require a deposit and may be secured or unsecured. A secured business loan is where you use an asset (usually a personal asset) to “secure” the loan.

How do Commercial or Business Loans work?

Commercial loans or business loans are much less structured than home loans, because these vary, depending on the type of business loan. You might take a business loan out to buy new equipment for your office, to buy a fleet of company cars, or to hire a new team of staff. The cost of the loan varies, as does the purpose. When you take out a business loan you’ll need to decide between a secured loan and an unsecured loan, a fixed rate or a variable rate, and you’ll need to detail exactly what the purpose of your business loan is.











For Start Ups or Established Businesses

With a strong understanding and positive relationships with our lenders, we’re able to help you find the perfect loan for your business, or negotiate the perfect loan for you. Whether you’re a start up trying to get off the ground, or an established business ready to scale, we can support you to find the right loan.











Comparing Commercial & Business Loans

We’ll compare business loans from more than 36 different lenders to find the perfect one for you. Different lenders have different loan options to suit certain kinds of businesses better.

 Where one lender’s business loan might help a small business owner attempting to upscale their business, another might suit the established business looking to invest in a property. It depends on your business and what you’re looking to purchase. Like most loans, business loans come with a variety of options:


  • Fixed Rate or Variable Rate
  • Interest Only or Interest & Principle
  • Term Length
  • Secured or Unsecured











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