For all of us, 2021 has thrown up plenty of unexpected challenges. For those trying to buy a home, there were likely even more.
However, going through the home loan process is now easier than ever, and if you’re looking to buy soon, here’s what you need to know.
You’ll need to be prepared
Whether you think you’re ready to buy immediately or it’s something you’re working towards, start researching and seriously considering your options now. Have a conversation with us to find out what you need to get organised.
You’ll need to be ready
Pre-approval typically has a three-month expiry date. So you’ll want to be close to landing your dream home before you make this move.
Having said that, you don’t want to miss out on properties because you don’t have finance. This means you will want to have pre-approval before you start making offers.
Go through the journey online
A by-product of 2020 is that both the loan application and home buying processes have transitioned quickly to online technology.
You can now conduct an appointment with us online, allowing you to choose a time that is most convenient for you.
You can start and finish your application online at a time that is convenient to you. This allows you to get things moving whenever you like without having to visit a bricks-and-mortar office during traditional business hours.
Speak to us today on how we can get you finance ready!