It’s everybody’s favourite time of year again! Yes, the end of the financial year is rapidly approaching, and there are just 5 weeks left to shrink your taxable income and whip your tax savings potential into shape. The clock is ticking, so what are...
Can I renovate a residential property I own through an SMSF? If you’re thinking of giving your home a total makeover using your SMSF, think again. Unfortunately, while you and your fellow trustees have some control over your fund, it doesn’t mean you can spend...
Can your profession save you on your home loan? When it comes to saving on your mortgage, some of you may not have to look further than your job. If yours is a profession that classifies you as a ‘low risk’ borrower in the eyes of lenders, then you may be...
How do I know I’m getting a good deal from my lender? With so many products offered by various lenders, it can be quite perplexing trying to figure out whether or not you’ve scored yourself a good deal on your home loan. While doing your research and comparing what’s...
What to consider before renovating. The decision to renovate is a common sticking point for homeowners, who can spend hours weighing up the cost benefits. Whether your motivation is to add value to your property or to add a touch of your personality to the home,...
What comes first: the property or the loan? It’s easy to get carried away with the fun part of buying a property – looking at houses – but delaying the less compelling task of arranging finance will weaken your negotiating position on both the property and the loan....
Explainer: how redraw and offset accounts can save you money Offset accounts and redraw facilities work in similar ways; they both allow you to reduce the balance of your home loan, and therefore the interest charged, by applying extra money to your debt. Redraw...
BECAUSE THEY CAN SAVE YOU TIME AND MONEY. As the home loan market becomes increasingly complex, more people are turning to finance broker . Here are some of the reasons. Finance broker can save time The choices now available in the mortgage market can seem...
Is a family guarantee right for you? Entering the property market is no easy feat for a first home buyer, but even parents who aren’t prepared to hand over cash for a deposit may help by being a guarantor on a loan. Before taking the plunge however, it’s crucial to be...
Who are the different parties involved in purchasing property? Purchasing a property is a thrilling yet nerve-wracking experience, which is why it can be handy to surround yourself with a network of support and expertise. Here are the different parties who may be...
