New Year Financial Resolutions

New Year Financial Resolutions

One of the silver linings to emerge from recent interest rate rises is how it’s made people more aware of their spending habits. To start the new year off on the right foot, here’s how to be more money savvy this year. Start tracking your spendingMost of...
Why is savings considered a financial investment

Why is savings considered a financial investment

There are features unique to both financial saving and investing, and understanding their different attributes is important. Saving preserves and protects money, while also accruing compound interest, whereas investing allows money to grow within share market...
Buy now, pay later could harm your credit profile

Buy now, pay later could harm your credit profile

The number of Australian consumers using buy now, pay later platforms has nearly doubled in a year, according to a review undertaken by the Australian Securities and Investments Commission (ASIC). But with one in five consumers struggling to make repayments, there is...
8 Tips To Purchase a Property

8 Tips To Purchase a Property

8 Tips for New Australians wanting to purchase property.   1. Find steady employment When you eventually want to apply for a loan, the first thing the bank or lender will investigate is your employment history. They want to see that you are securely settled in a...
How to Invest on a Low Income

How to Invest on a Low Income

While you may not need a six-figure salary to invest in property, those who earn a relatively low income will require a little more creative thinking to start a portfolio. Here are some tips to help you get started. FIND AN INVESTOR-FRIENDLY LOAN The challenge for...