The number of Australian consumers using buy now, pay later platforms has nearly doubled in a year, according to a review undertaken by the Australian Securities and Investments Commission (ASIC). But with one in five consumers struggling to make repayments, there is...
For all of us, 2021 has thrown up plenty of unexpected challenges. For those trying to buy a home, there were likely even more. However, going through the home loan process is now easier than ever, and if you’re looking to buy soon, here’s what you...
8 Tips for New Australians wanting to purchase property. 1. Find steady employment When you eventually want to apply for a loan, the first thing the bank or lender will investigate is your employment history. They want to see that you are securely settled in a...
Before purchasing a home, it’s important to understand the difference between going directly to a bank and using a mortgage broker. Check out the key differences below: PRODUCT RANGE: Mortgage Brokers have access to 20-30 lenders with over 1000 – 2000 products....
When was the last time you looked closely at your loan, the progress you are making on paying it off, and how it compares to others in the market? Analysing your mortgage could mean savings for you, as well as the opportunity to pay it off more quickly, invest in...
