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Aussies Putting Savings in Properties
Real estate has won the popularity ‘tug-of-war’ against bank deposits, according to a St. George Bank report. The bank’s quarterly report on household financial conditions found household savings directed towards property lifted 25.9 per cent during the September...
Second Major Bank Hike Rates
Another big four bank has followed Westpac in hiking its variable rates. CBA today announced that its Standard Variable Rate will increase by 15 basis points, to 5.60 per cent for owner occupied home loans. Investment Home Loan Standard Variable Rate will increase by...
APF Recognises It’s Top Achievers
Anish Prasad has been acknowledged in THE ADVISER for his achievements for Top Broker for 2014 and 2015 and has been inducted into APF’s Platinum Club. Australian Property Finance (APF) has celebrated the achievements of its top brokers at an annual awards night...
Mortgage Broker vs Bank – Which one to choose?
When purchasing a property many people head straight to their bank for their home loan without knowing they could be missing out on substantial benefits from using a Mortgage Broker. When shopping for a home loan there are countless reasons why using a broker can pay...
Money Management for Kids
An OECD study of 15-year-olds across 18 countries found that Aussie teenagers rank among the highest for financial skills and knowledge. Understanding concepts like how to budget and manage money are important skills that parents can foster in kids from a young age....
Owner-Occupier Rate Hikes “On the Cards”
A leading economist has warned that owner-occupier mortgages could face the same price hikes as investor loans, putting pressure on the central bank to cut rates. AMP Capital chief economist Shane Oliver told Mortgage Business that while the effects of rate hikes on...
Aussies Putting Savings in Properties
Real estate has won the popularity ‘tug-of-war’ against bank deposits, according to a St. George Bank report. The bank’s quarterly report on household financial conditions found household savings directed towards property lifted 25.9 per cent during the September...
Second Major Bank Hike Rates
Another big four bank has followed Westpac in hiking its variable rates. CBA today announced that its Standard Variable Rate will increase by 15 basis points, to 5.60 per cent for owner occupied home loans. Investment Home Loan Standard Variable Rate will increase by...
APF Recognises It’s Top Achievers
Anish Prasad has been acknowledged in THE ADVISER for his achievements for Top Broker for 2014 and 2015 and has been inducted into APF’s Platinum Club. Australian Property Finance (APF) has celebrated the achievements of its top brokers at an annual awards night...
Mortgage Broker vs Bank – Which one to choose?
When purchasing a property many people head straight to their bank for their home loan without knowing they could be missing out on substantial benefits from using a Mortgage Broker. When shopping for a home loan there are countless reasons why using a broker can pay...
Money Management for Kids
An OECD study of 15-year-olds across 18 countries found that Aussie teenagers rank among the highest for financial skills and knowledge. Understanding concepts like how to budget and manage money are important skills that parents can foster in kids from a young age....
Owner-Occupier Rate Hikes “On the Cards”
A leading economist has warned that owner-occupier mortgages could face the same price hikes as investor loans, putting pressure on the central bank to cut rates. AMP Capital chief economist Shane Oliver told Mortgage Business that while the effects of rate hikes on...
Buy now, pay later could harm your credit profile
The number of Australian consumers using buy now, pay later platforms has nearly doubled in a year, according to a review undertaken by the Australian Securities and Investments Commission (ASIC). But with one in five consumers struggling to make repayments, there is...
Getting finance ready to buy your home in 2021
For all of us, 2021 has thrown up plenty of unexpected challenges. For those trying to buy a home, there were likely even more. However, going through the home loan process is now easier than ever, and if you're looking to buy soon, here's what you need to...
8 Tips To Purchase a Property
8 Tips for New Australians wanting to purchase property. 1. Find steady employment When you eventually want to apply for a loan, the first thing the bank or lender will investigate is your employment history. They want to see that you are securely settled in a...
Mortgage Brokers Vs Banks
Before purchasing a home, it’s important to understand the difference between going directly to a bank and using a mortgage broker. Check out the key differences below: PRODUCT RANGE: Mortgage Brokers have access to 20-30 lenders with over 1000 – 2000 products....