OUR BLOG
Money Management for Kids
An OECD study of 15-year-olds across 18 countries found that Aussie teenagers rank among the highest for financial skills and knowledge. Understanding concepts like how to budget and manage money are important skills that parents can foster in kids from a young age....
Owner-Occupier Rate Hikes “On the Cards”
A leading economist has warned that owner-occupier mortgages could face the same price hikes as investor loans, putting pressure on the central bank to cut rates. AMP Capital chief economist Shane Oliver told Mortgage Business that while the effects of rate hikes on...
RBA Reveals the Downside of Rising House Prices
The Reserve Bank of Australia has warned that rising property prices are creating risks in the economy and are unlikely to improve the wealth of nation. In an address to the 54th Shann Memorial Lecture in Perth yesterday, RBA deputy governor Philip Lowe outlined the...
Read What Our Happy Clients Are Saying About Us!
We were given Anish’s name as a financial broker when we were in the process of buying and selling property. Our real estate agent gave us his name and we had an open mind about working with Anish. In hindsight we can say that both the real estate agent and the...
Another Major Bank Hikes Investor Loan Rates
The lending market for property investors continues to tighten, with another major bank announcing significant rate increases for investor home loans. CBA has announced its standard variable rate for investor home loans will increase by 0.27 percentage points, taking...
7 Mistakes First Home Buyers Make
Make purchasing a home you love simple and stress-free with the following step-by-step buyer timeline. Step 1: Finance / First Home Loan Whether it’s your first, second or third home, obtain pre-approval from your bank or financial institution, so you know exactly...
Buy now, pay later could harm your credit profile
The number of Australian consumers using buy now, pay later platforms has nearly doubled in a year, according to a review undertaken by the Australian Securities and Investments Commission (ASIC). But with one in five consumers struggling to make repayments, there is...
Getting finance ready to buy your home in 2021
For all of us, 2021 has thrown up plenty of unexpected challenges. For those trying to buy a home, there were likely even more. However, going through the home loan process is now easier than ever, and if you're looking to buy soon, here's what you need to...
8 Tips To Purchase a Property
8 Tips for New Australians wanting to purchase property. 1. Find steady employment When you eventually want to apply for a loan, the first thing the bank or lender will investigate is your employment history. They want to see that you are securely settled in a...
Mortgage Brokers Vs Banks
Before purchasing a home, it’s important to understand the difference between going directly to a bank and using a mortgage broker. Check out the key differences below: PRODUCT RANGE: Mortgage Brokers have access to 20-30 lenders with over 1000 – 2000 products....